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^ To Unlock Your Offer, simply select your offer of choice and ensure you have linked your active registered Everyday Rewards Card when purchasing an eligible Everyday Travel Insurance policy online.
Unlock Your Offer is only available on new International, Domestic and Frequent Traveller policies.
Each personalised offer is subject to specific T&Cs, personal to you, and available only on your Everyday Rewards Card. Your selected personalised offer cannot be used in conjunction with any other offer unless specified. Your selected personalised offer only applies to the first policy period unless otherwise specified. You cannot select or change your chosen personalised offer after the policy is purchased.
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Travel insurance for families.
Learn more about travel insurance cover options when travelling with your family.
Travel Insurance | 3 minute read | 14 February 2025
What is a family travel insurance policy?
Family vacations are a precious opportunity to create lasting memories. Whether you're exploring a new city or relaxing on a beach, it's important to know your family can be protected should the unexpected occur. That's where family travel insurance comes in.
A family travel insurance policy is an insurance plan that covers multiple family members travelling together. It offers a range of benefits to protect against unforeseen events that could disrupt your trip or cause financial hardship.
Why consider travel insurance for your family?
There are several reasons to consider travel insurance when travelling with your family:
Medical emergencies.
Medical expenses abroad can be very expensive. Travel insurance can help cover emergency medical treatment, hospitalisation, and even medical evacuation if necessary.
Trip cancellations and interruptions.
Unexpected events like illness, family emergencies, or natural disasters can force you to cancel or cut short your trip. Travel insurance might reimburse non-refundable costs of your trip.
Lost or delayed luggage.
Losing luggage can be a major inconvenience, especially when traveling with children. Travel insurance can help cover the cost of essential items and help locate or replace lost belongings.
Personal liability.
Accidents can happen, and if a family member accidentally causes damage or injury to someone else or their property, travel insurance can help cover legal expenses and compensation claims.
What to look for when choosing travel insurance.
When choosing travel insurance cover for families, there are a few key things to keep in mind:
Coverage for medical expenses.
Make sure your policy provides sufficient coverage for medical expenses, including hospitalisation, surgery, and emergency medical evacuation.
Coverage for trip cancellations.
Look for a policy that provides coverage for trip cancellations due to a medical emergency or other covered reasons.
Lost or delayed luggage.
Make sure your policy provides reimbursement for essential items and assistance in locating or replacing lost or delayed luggage.
Personal liability.
Legal expenses and compensation claims option if a family member accidentally causes damage or injury to others or their property.
Cruise benefits.
If you're planning a cruise, ensure your policy is suitable for cruise-related incidents.
Rental vehicle excess.
Rental car excess benefit can help cover the cost of the excess if your rental car is damaged or stolen.
Everyday Travel Insurance cover options for families.
Everyday Travel Insurance offers a range of cover options for families, depending on your destination.
Domestic Travel Insurance.
This covers trips within Australia. It includes three plans: Comprehensive Domestic, Standard Domestic, and Cancellation and Deposit.
Comprehensive plan: offers the highest level of cover, including medical expenses, cancellation costs, lost or damaged luggage, rental vehicle excess, and personal liability.
Standard plan: has a lower level of cover and excludes certain benefits like rental vehicle excess.
Cancellation and Deposit plan: only covers cancellation costs and lost deposits.
International Travel Insurance.
This covers trips outside Australia. It offers four plans: Comprehensive, Standard, Basic, and Frequent Traveller.
Comprehensive plan: offers the highest level of cover for international travel, including medical expenses, cancellation costs, lost or damaged luggage, rental vehicle excess, personal liability, and personal accident.
Standard plan: has a lower level of cover and excludes certain benefits like personal accident.
Basic plan: has the lowest level of cover and mainly focuses on medical expenses and cancellation costs.
Frequent Traveller plan: is designed for those who travel multiple times a year and offers multi-trip cover for up to 45 days per trip.
Subject to terms, conditions, limitations and exclusions. Benefit limit amounts vary by level of cover. Above is a summary only. Please read the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) for full terms, conditions, limitations and exclusions that apply.
The best local and international destinations for families.
Choosing the right destination is crucial for a successful family vacation. Here are some popular options:
Local destinations.
Want to learn more about travelling around Australia? Check out our Australia travel guide and Australian cruise guide.
International destinations.
Want to learn more about other destinations? Check our travel guides.
These are just a few of the many fantastic international destinations for families. With careful planning and consideration of your family's interests, you can create a memorable and enriching travel experience.
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Get free cover for under 25s when travelling with an insured parent.>
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> Accompanying children are covered for free provided they are under 25 years old at the date you purchase your policy, are working less than 30 hours per week, are travelling with you on the same itinerary for your trip and are listed on your Certificate of Insurance.
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Woolworths Group Limited, ABN 88 000 014 675, AR 245476 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
