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Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.
Does Everyday Car Insurance cover hail damage?
Understand how to protect your car from hailstorms with Everyday Car Insurance
Car Insurance | 3 minute read | 27 August 2024
Understanding your Car Insurance options for hail damage
Hailstorms are an unpredictable and destructive force of nature, capable of inflicting significant damage to your vehicle in a matter of minutes. It’s important to understand your car insurance policy and the coverage it offers for hail damage to ensure you’re protected when the unexpected strikes.
Not all Everyday Car Insurance policies are equal when it comes to coverage. Here's a breakdown of common coverage types and how they relate to hail damage:
Third Party Property, Fire & Theft
Does not offer cover for hail damage
Third Party Property Fire & Theft offers all the benefits of Third Party Property Damage insurance, along with coverage for theft or attempted theft and fire damage to your vehicle. It won't offer any assistance if your own car is damaged by hail.
You can compare all Everyday Car Insurance policies to find the right coverage for your car.
Above is a summary only. Please read the Car Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.
Navigating the choice: Comprehensive vs. Drive Less Pay Less
Choosing between Comprehensive and Drive Less Pay Less insurance depends mostly on your driving habits and financial priorities.
If you frequently hit the road, you might prioritise unlimited mileage coverage, like Everyday Comprehensive Insurance. However, if you're a low-mileage driver seeking to optimise your insurance premium, Drive Less Pay Less could be an option.
When choosing Drive Less Pay Less, it's important to be mindful of the potential additional Outside Odometer Reading excess of $1,000 if you go over the mileage limit when making a Car Insurance claim.
You can find more information about what events are covered for each policy type in the Compare Car Insurance page.
How do I make a hail damage claim?
Dealing with the aftermath of a hailstorm can be stressful. Our mission is to provide you with exceptional support throughout the claims process, ensuring a seamless resolution. If you find yourself facing a hailstorm and your vehicle has suffered damage, here's what to do:
Safety first: your well-being is the most important thing. Wait until the storm has completely subsided before venturing out to assess the damage to your car.
Document thoroughly: inspect your vehicle meticulously for any dents, scratches, cracks in the windshield, or other visible signs of damage. Taking photographs or videos can be helpful during the claims process.
Make a claim online: log into your and start an online claim to report the hail damage.
Assessment and repairs: we'll arrange for a qualified repairer to assess the extent of the damage and initiate the necessary repairs.
This is a summary only, you can read more about making a Car Insurance claim.
Tips: By choosing the right Car Insurance coverage, you could keep your vehicle protected of unexpected weather events.
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