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° Offer valid for Everyday Insurance Policyholders (excluding Compulsory Third Party (CTP) Green Slip policyholders and Everyday Travel Insurance policyholders) with a registered Everyday Rewards card, linked to your policy, when making a purchase of up to $500 on groceries. Offer can only be redeemed once during the Offer Period. For full T&Cs click here.
Explore our Car Insurance policies
Everyday Car Insurance gives you quality cover you can count on, with flexible options for you and your car. Get a quote online today to help decide which option suits you best
Comprehensive or Drive Less Pay Less
Extensive range of cover for damage to your car & other people's property
What's included
- Accidental damage to your car and to other people's property
- Theft & fire
- Malicious damage
- Essential repairs - up to $500
- New for old replacement - 24 months - Learn more
- Natural events
Optional upgrades
These are not automatically included but can be added as optional extras and services
- Roadside assistance
- $0 excess for windscreen cover
- Hire car
What's not included
- Injuries to you or others are covered by your mandatory CTP Green Slip.
If your claim is payable for theft of or damage to your car and it is a total loss within the first 24 months of the starting date of its original registration, we will, provided that you are the first registered owner or the car was a dealer demonstrator model when you bought it:
- replace your car with a new car of the same make and the same or most similar specification if available in Australia;
- include the same or similar additional accessories shown in your Certificate of Insurance; and
- pay the applicable on road costs (transfer fees, stamp duty, dealer delivery costs, registration and Compulsory Third Party insurance) of the new car.
Third Party Property, Fire & Theft
The benefits of Third Party Property Damage Insurance, but with a little extra
What's included
- Damage to other people's property
- Theft or attempted theft
- Fire
- Essential repairs - up to $500
Optional upgrades
These are not automatically included but can be added as optional extras and services
- Roadside assistance
- $0 excess for windscreen cover
- Hire car
What's not included
- Malicious damage
- Collision
- Accidental damage to your car
- Natural events
Please see Comprehensive Car Insurance if you require a higher level of coverage
Third Party Property Damage
Cover for damage to another person's vehicle or property
What's included
- Accidental damage to other people's car or property
Optional upgrade
This is not automatically included but can be added as an optional service
- Roadside assistance
What's not included
- Malicious damage
- Theft & fire
- Accidental damage to your car
- Natural events
If you require a higher level of coverage, please see Third Party Property, Fire & Theft or Comprehensive Car Insurance.
Above is a limited summary only. Please read the Car Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.
Why pick Everyday Car Insurance?
Get a quote online today and see how much you could save
Frequently asked questions
You can lodge your Car Insurance claim quickly and easily via your My Insurance Portal account. Login now to start your claim.
To lodge a claim, you'll need the full name, address and registration number of any other parties involved, as well as the telephone and licence number of the other driver if possible.
Find out more about making a Car Insurance claim.
A summary of what you are covered for is in our Benefits and Comparison table. You can also read through the terms, conditions and exclusions outlined in the Car Insurance Product Disclosure Statement.
You will also find the details of your individual cover in your Certificate of Insurance, which you can view and download in My Insurance Portal or by contacting us on 1300 10 1234 and we’ll email or post a copy to you.
Not registered for My Insurance Portal? Register now to manage your policies quickly and easily online.
Roadside Assist is available as an optional service on all our policies. Refer to your Certificate of Insurance to see if you are covered for this service.
You can add Roadside Assist service when you take out a new Everyday Car Insurance policy, or purchase it on its own if you already have an existing policy.
You can manage your Car Insurance policy via My Insurance Portal.
From your account, you will be able to:
- Update your email address and phone number
- Update your credit or debit card details
- Access your Certificate of Insurance
- Increase your Odometer end reading (for Drive Less Pay Less)
If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.
If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details, or if you'd like to opt out of automatic renewal.
With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew.
If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your policy.
To find out more about your renewal dates, you can Chat Now.
You can chat with us to add another policy holder, an authorised contact or another driver during our chat operating hours.
Important information
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* Savings between $0 to $282 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car insurance customers who advised they drive under 15,000 km annually. Current as at 30 June 2022. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings. Kilometres can be increased during the policy period, an additional premium is payable. In event of accident and end odometer reading exceeded, additional excess applied.
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Everyday Roadside Assist services and support are provided by our Allied Service Provider - Digicall Assist Pty Ltd (ABN 92 152 605 340). This includes roadside assistance as an optional service product to your Everyday Insurance Comprehensive Car policy or as a standalone product. Benefits and eligibility for coverage is subject to the Roadside Assist Terms and Conditions including the limits and exclusions. Before you purchase the product you should carefully read the Roadside Assist Terms and Conditions to decide if this product is right for you.
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Testimonials based on individual circumstances and varying factors such as cover options, excess, risk ratings and available discounts.
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Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.
