Frequent traveller insurance: annual multi-trip policy with Everyday Travel Insurance.

Learn more about frequent flyer travel insurance cover.

Travel Insurance | 5 minute read | 1 April 2025

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Learn more about frequent flyer travel insurance cover.
Tailored for the frequent flyer.
What does multi trip travel insurance cover?
Key advantages for frequent international travellers.

Unlock your exclusive Travel Insurance offer^{^} when you get a quote online and link your Everyday Rewards Card.

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For Australians with a passion for international exploration, the allure of multiple short trips throughout the year is undeniable. Whether it's a quick city break, a series of business engagements, or simply embracing the freedom to travel on a whim, frequent international travel demands a travel insurance solution that can keep pace. Everyday Insurance understands this need, offering a Frequent Traveller policy designed specifically for individuals who journey overseas regularly.

This policy provides annual travel insurance for multiple short trips, offering comprehensive protection without the hassle of purchasing single-trip policies each time you leave the country.

Tailored for the frequent flyer.

The Everyday Insurance Frequent Traveller policy is ideal for those seeking frequent flyer travel insurance for international travel. It allows you to take an unlimited number of trips within a 12-month period, with each individual trip lasting up to a maximum of 45 continuous days.

This makes it perfectly suited for those shorter international adventures you might undertake throughout the year.

What does multi trip travel insurance cover?

So, what does multi trip travel insurance cover when it comes to international travel with Everyday Insurance? The Frequent Traveller plan offers a wide range of benefits, ensuring you can travel knowing you're covered:

Cancellation and holiday deferment costs.

Should your travel plans be disrupted due to unforeseen circumstances (after your Certificate of Insurance is issued), such as the death, sudden serious illness or serious injury of yourself, a travelling companion, or a close relative, the policy can cover the non-refundable portion of your pre-paid travel arrangements and cancellation fees, up to the chosen limit specified in your Certificate of Insurance. This is a potentially valuable for those seeking annual travel insurance with cancellation cover.

Emergency travel arrangements and accommodation expenses.

If your trip is interrupted after it has begun due to a covered event, the policy can cover the reasonable additional costs for travel, accommodation, meals, internet use, and emergency telephone calls.

Overseas medical expenses.

In the event of a new illness or injury occurring during your trip, the policy can provide cover for reasonable and necessary emergency medical, hospital, and ambulance expenses incurred overseas. It can also cover a return economy class airfare and reasonable accommodation for a friend or relative to travel to you, if you are hospitalised with a sudden, life-threatening condition.

Medical evacuation and repatriation.

If medically necessary, the policy can cover the transport and accommodation expenses to bring you back to Australia or another destination, following the reasonable recommendation of a medical practitioner.

Luggage and personal effects.

Cover is provided for your luggage and personal effects if they are lost, stolen, or damaged during your trip, up to the limits outlined in the Schedule of benefits. There is also cover for emergency luggage to purchase essential articles if your accompanied luggage is delayed by the carrier for more than 10 hours.

Subject to terms, conditions, limitations and exclusions. Benefit limit amounts vary by level of cover. Above is a summary only. Please read the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) for full terms, conditions, limitations and exclusions that apply.

Key advantages for frequent international travellers.

Choosing the Everyday Insurance Frequent Traveller policy offers several distinct advantages:

Convenience: Avoid the need to purchase a new travel insurance policy before each trip. Once you have the annual policy, you are covered for all eligible international trips within the 12-month period.
- Value: For those travelling internationally multiple times a year, an annual multi-trip policy can often be more cost-effective than purchasing several single-trip policies.
- Continuous coverage: Enjoy your trip knowing you have continuous cover for all your international adventures within the policy period, up to 45 days per trip.
- Flexibility: The policy caters to the spontaneous nature of frequent travel, allowing you to embark on your trips without the last-minute rush to secure insurance.
- Automatic extension: In certain circumstances, such as illness or injury preventing your return home on time, the policy may provide an automatic extension while your claim is being assessed.

Important Considerations.

While the Frequent Traveller policy offers extensive benefits, it's important to be aware of certain aspects:

Trip duration limit: Each individual trip under this policy is limited to a maximum of 45 continuous days. If you plan on taking a longer trip, this policy may not be suitable, or you may need to consider purchasing additional cover for the extended period (though the Frequent Traveller plan itself cannot be extended).

Age limit: The Frequent Traveller plan is available to Australian residents of all ages. For those looking for the annual travel insurance under 70, this policy is certainly a strong contender.

Existing medical conditions: It's crucial to declare any existing medical conditions when applying for the policy. Certain conditions are automatically covered, while others may require a medical screening assessment and potentially an additional premium for cover to be provided.

Destination awareness: You must be mindful of any 'Do not travel' warnings issued by the Australian Government. Travelling to such regions may invalidate your cover.

For Australian residents who frequently traverse international borders, the Everyday Insurance Frequent Traveller policy presents a convenient solution for your travel insurance needs. Offering comprehensive coverage for multiple short trips throughout the year, including valuable benefits like cancellation cover and overseas medical assistance, this policy is designed to be a helpful option for your global adventures. Ready to travel? Get a quote today!

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^{^}To Unlock Your Offer, simply select your offer of choice and ensure you have linked your active registered Everyday Rewards Card when purchasing an eligible Everyday Travel Insurance policy online.

Unlock Your Offer is only available on new International, Domestic and Frequent Traveller policies.

Each personalised offer is subject to specific T&Cs, personal to you, and available only on your Everyday Rewards Card. Your selected personalised offer cannot be used in conjunction with any other offer unless specified. Your selected personalised offer only applies to the first policy period unless otherwise specified. You cannot select or change your chosen personalised offer after the policy is purchased.

Enjoyment of Everyday Rewards, and each offer is subject to the Everyday Rewards Terms & Conditions and meeting the eligibility criteria specified in the Everyday Travel Insurance PDS associated with the chosen plan. Please consider the Product Disclosure Statement, Financial Services Guide and Target Market Determination available here to determine if the products are right for you. Woolworths reserves the right to vary or remove an offer at any time, and will provide reasonable notice of any such changes.

text: Woolworths Group Limited, ABN 88 000 014 675, AR 245476 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.