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° Offer valid for Everyday Insurance Policyholders (excluding Compulsory Third Party (CTP) Green Slip policyholders and Everyday Travel Insurance policyholders) with a registered Everyday Rewards card, linked to your policy, when making a purchase of up to $500 on groceries. Offer can only be redeemed once during the Offer Period. For full T&Cs click here.
Building Insurance
Buying a house might the biggest investment you ever make. Keep your property protected with Everyday Building Insurance. Pick between Standard or Comprehensive cover, plus choose your excess to adjust the premium you pay.
What does Building Insurance cover?
- Emergency accommodation
If you can't safely stay at home because of loss or damage caused by a covered event, we'll help cover accommodation costs for you and your family
- Removal of debris
We'll cover you for a reasonable or necessary cost of demolishing and removing debris or council fees
- Accidental glass breakage
We'll cover the cost of repairing accidental breakage of windows, shower screens and more
Get a quick quote in minutes
Optional extras for your Home Insurance
Why pick Everyday Home Insurance?
Why our customers picked Everyday Home Insurance
Frequently asked questions
No, we do not need to know the exact measurements of the building. Some examples of the things we need to know are:
- The address and age of the building
- The construction type and roofing materials (for example, brick, cladding, tile)
- The security measures in the building (for example, alarms and deadlocks)
We do not offer building insurance for properties under Strata Title. However we can offer you Contents Insurance.
We can only provide general advice about your Home or Landlords Insurance; we can’t provide you with advice about the replacement cost of your building. When considering the sum insured for your building insurance, this amount should cover the full cost to rebuild including the cost of structural improvements such as carports, fences and pools and clearing debris from the land in the event of a total loss, however, the sum insured should not include land value.
You should also consider increased building costs to meet stringent and Local Council building requirements. If you are unsure of the replacement cost, a builder or architect may be able to assist you or we strongly recommend you use a building calculator.
Everyday Home Insurance includes flood cover. Please refer to the Product Disclosure Statement for more information on terms, conditions, exclusions and limits.
Everyday Insurance lets you choose your own sum insured for your building and contents insurance. This way, you have peace of mind knowing that you are covered for the amount you think you’ll need if you suffer a total loss of your building. There is no advantage in being over-insured and paying a higher premium because of this.
You can manage your Home Insurance policy via My Insurance Portal.
From your account, you will be able to:
- Update your email address and phone number
- Update your credit or debit card details
- Access your Certificate of Insurance
If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.
Important information
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= Up to 10% discount applies when you combine Building and Contents policies. Applies for the life of the combined policy. Minimum premiums may apply that will reduce the savings discount.
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Testimonials based on individual circumstances and varying factors such as cover options, excess, risk ratings and available discounts.
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Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Home Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.
