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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.
Explore our Car Insurance policies
Everyday Car Insurance from Woolworths gives you quality cover you can count on, with flexible options for you and your car. Get a quote online today to help decide which option suits you best
If your claim is payable for theft of or damage to your car and it is a total loss within the first 24 months of the starting date of its original registration, we will, provided that you are the first registered owner or the car was a dealer demonstrator model when you bought it:
- replace your car with a new car of the same make and the same or most similar specification if available in Australia;
- include the same or similar additional accessories shown in your Certificate of Insurance; and
- pay the applicable on road costs (transfer fees, stamp duty, dealer delivery costs, registration and Compulsory Third Party insurance) of the new car.
Comprehensive or Drive Less Pay Less
Extensive range of cover for damage to your car & other people's property
What's included
- Accidental damage to your car and to other people's property
- Theft, attempted theft and fire
- Malicious damage
- Legal liability cover
- Natural events
- 11 Additional Benefits
Optional extras & services
These are not automatically included but can be added as optional extras and services
- Roadside assistance
- $0 excess for windscreen cover
- Hire car
What's not included
- Injuries to you or others are covered by your mandatory CTP Green Slip.
Third Party Property, Fire & Theft
The benefits of Third Party Property Damage Insurance, but with a little extra
What's included
- Damage to other people's property
- Theft, attempted theft and fire
- Legal liability cover
- 11 Additional Benefits
Optional extras & services
These are not automatically included but can be added as optional extras and services
- Roadside assistance
- $0 excess for windscreen cover
- Hire car
What's not included
- Malicious damage
- Collision
- Accidental damage to your car
- Natural events
Please see Comprehensive Car Insurance if you require a higher level of coverage
Third Party Property Damage
Cover for damage to another person's vehicle or property
What's included
- Accidental damage to other people's car or property
Optional services
This is not automatically included but can be added as an optional service
- Roadside assistance
What's not included
- Malicious damage
- Theft & fire
- Accidental damage to your car
- Natural events
If you require a higher level of coverage, please see Third Party Property, Fire & Theft or Comprehensive Car Insurance.
Do you drive 15,000km, or less, per year?
Drive Less Pay Less is designed specifically for cars that are driven 15,000km, or less, per year. It offers all the benefits of Comprehensive insurance, but you only pay for the kilometres you plan to drive.
Above is a limited summary only. Please read the Car Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.
Why pick Everyday Car Insurance?
Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy.
Car Insurance Info Hub
Frequently asked questions
The 10% off your shop offer can be redeemed in-store once a that month. It's limited to a maximum saving of $50 (i.e. 10% off a $500 in-store grocery shop) on a single Woolworths Supermarkets in-store transaction each calendar month.
To receive the 10% off groceries offer in-store you must scan your Everyday Rewards Card. The Card must be linked to your Everyday Insurance policy. Applicable customers can elect when they choose to take up the offer by selecting "yes" or "no" when prompted at checkout. Terms & Conditions apply.
The offer is only available for qualifying purchases made in store and excludes online orders made on woolworths.com.au or via the Woolworths app (including Pick up and Direct to boot orders).
You can lodge your Car Insurance claim quickly and easily via your My Insurance Portal account. Login now to start your claim.
To lodge a claim, you'll need the full name, address and registration number of any other parties involved, as well as the telephone and licence number of the other driver if possible.
Find out more about making a Car Insurance claim.
A summary of what you are covered for is in our Benefits and Comparison table. You can also read through the terms, conditions and exclusions outlined in the Car Insurance Product Disclosure Statement.
You will also find the details of your individual cover in your Certificate of Insurance, which you can view and download in My Insurance Portal or by contacting us on 1300 10 1234 and we’ll email or post a copy to you.
Not registered for My Insurance Portal? Register now to manage your policies quickly and easily online.
Roadside Assist is available as an optional service on all our policies. Refer to your Certificate of Insurance to see if you are covered for this service.
You can add Roadside Assist service when you take out a new Everyday Car Insurance policy, or purchase it on its own if you already have an existing policy.
You can manage your Car Insurance policy via My Insurance Portal.
From your account, you will be able to:
- Update your email address and phone number
- Update your credit or debit card details
- Access your Certificate of Insurance
- Increase your Odometer end reading (for Drive Less Pay Less)
If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.
If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details, or if you'd like to opt out of automatic renewal.
With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew.
If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your policy.
To find out more about your renewal dates, you can Chat Now.
Important information
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* Savings between $0 to $320 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car Insurance customers who advised they drive under 15,000 km annually. Current as at 06 March 2024. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings. Kilometres can be increased during the policy period, an additional premium is payable. In event of accident and end odometer reading exceeded, additional excess applies.
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Everyday Roadside Assist services and support are provided by our Allied Service Provider - Digicall Assist Pty Ltd (ABN 92 152 605 340). This includes roadside assistance as an optional service product to your Everyday Insurance Comprehensive Car policy or as a standalone product. Benefits and eligibility for coverage is subject to the Roadside Assist Terms and Conditions including the limits and exclusions. Before you purchase the product you should carefully read the Roadside Assist Terms and Conditions to decide if this product is right for you.
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Testimonials are based on individual circumstances and may not reflect your experience. They may be influenced by factors such as cover options, excess, risk ratings, and available discounts, as well as the person’s own objectives, situation and needs. All claims are assessed on a case by case basis and subject to the terms and conditions including limits and exclusions of the insurance policy.
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Cover and benefits are subject to eligibility criteria and terms and conditions, including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.
